Episode 8

Published on:

2nd Mar 2022

S.T.A.R.V.E. Talk - Episode 8 - Daraine Delevante Pt. 2

Daraine Delevante, known as the “Credit Hero,” is also an Army vet. Daraine’s beginnings with credit and understanding consumer law did not occur until he came to the United States, from his native country, Jamaica. After joining the military and losing his job, he began his credit journey that took from a 604 (on Credit Karma) to over an 800, multiple times. Daraine has been where you are, especially if you have struggled with bad credit. In this conversation with J Haleem, Daraine takes a deep dive into the basic credit knowledge we all need to know, why it’s important to leave credit education to your children, and why late payments are illegal. NOTE: This episode is being released in a two-part series. 

Part Two - Daraine Delevante - “The Credit Hero” 

To listen to part one, click here: https://starvetalk.captivate.fm/episode/s-tarve-talk-episode-8-pt-1-credit-hero-daraine-delevante

1:06:00 - J Haleem and Daraine pick up having a conversation about trap money. Daraine asks the pertinent question of, “what if?” 

1:09:00 - “You’re used to moving bricks. What about freight now?”

1:11:00 - J Haleem touches on and reiterates the importance of sharing knowledge through his 


1:14:00 - You can live the life you want, but it comes with hard work.

1:16:00 - J Haleem and Daraine have a conversation about charge-offs

1:17:00 - J Haleem asked as a person who educates on consumer credit law, when do you advise someone to pay their bills. 

1:19:00 - Daraine shares his advice and reasons why you should not pay collection companies

1:21:00 - The homebuying process and debt collection 

1:23:00 - The importance of being proactive

1:25:00 - Living paycheck-to-paycheck, will never be enough 

1:27:00 - Consumer Law: 15-USC-1681A 

1:30:00 - What should not be on your consumer report

1:33:33 - Daraine reiterates what your consumer credit report should NOT contain and why certain factors are strictly for your FICO score. 

1:36:36 - Tell your own “credit,” story

1:38:06 - Daraine speaks on what S.T.A.R.V.E. means to him

1:41:00 - Grab Daraine’s special eBook bundle EXCLUSIVELY for S.T.A.R.V.E. Talk audience members here:  https://dfs.darainedelevante.com/47-ebook-bundle-offer

1:44:00 - J Haleem speaks on the importance of giving yourself a shot 

1:46:20 - J Haleem speaks on what lead him to create the #iwontstarve movement 

1:53:00 - J Haleem thanked everyone for listening. 

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About the Podcast

S.T.A.R.V.E. Talk (Stand Tall And Reclaim Victory Everyday)
This podcast shares tips, thoughts, and ideas on how to build and successful platform by overcoming challenges and going from Surviving to thriving. Featured guests have overcome struggles and built a career or business by Standing Tall A Reclaiming Victory Everyday.

To learn more: visit, www.iwontstarve.com. Follow J Haleem & I Won't Starve on all social media outlets, @iamjhaleem @iwontstarve. Subscribe to the YouTube channel, S.T.A.R.V.E. Talk

About your host

Profile picture for J Haleem Washington

J Haleem Washington

J Haleem went from working for $8.00 an hour at the Hampton Inn, to earning 6 figures as a Commercial Photographer in just a few years. He was able to accomplish all this while being a convicted felon. While working for $8.00 an hour he developed his mantra #I Won’t Starve which was the catalyst for him to leave his job after only one year. Over his career, he’s been able to work with international brands like Nike, Save The Children Foundation, NFL, Amtrak & The WNBA.

Since then, he has become pardoned, and now is a best-selling author and motivational speaker. J Haleem uses the #I Won’t Starve message to encourage and motivate students, entrepreneurs and career-oriented individuals. His goal is to inspire you to build a platform to ensure that U Won’t Starve.